The 13-Week Cash flow forecast: Your business’s early warning system
A business does not normally run out of profit. It runs out of cash. This is an important distinction because a business can be profitable on paper, sales can be growing, and the order book can look healthy, while the bank balance tells a very different story. Often,...
Is your business funding ready? Why most small businesses never even reach the funding assessment stage
Is your business funding ready? Current research indicates that there is about 3 400 000 Micro, Small, and Medium Enterprises (MSMEs) in South Africa. There are 1 341 000 entities generating more than R5m revenue per year, representing 9.1% of the formal MSME market...
Avoiding strategic financial leadership
Avoiding strategic financial leadership: Why many businesses delay it, why that is risky, and why it matters more than ever In many businesses, financial leadership only becomes a priority when the pressure becomes impossible to ignore. Cash flow tightens. Margins...
AI, Human judgment and the future of better business decisions
Business decisions are changing For many years, strong business decision-making was associated with experience, instinct, and the ability to read a situation well. A business owner knew the market, knew the customer, knew the team, and made the call. In many...
Helping business owners with analytical, strategic, negotiation, financial, corporate governance, leadership, and operational skills.